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BoA Unlimited Cash Rewards Card: Enjoy a US$ 200 Bonus and 1.5% Cashback on Every Purchase

Bank of America, known as BoA, presents its Unlimited Cash Rewards card, which offers 1.5% cashback on every purchase without any category restrictions!

This card is quite extensive, representing one of the top brands in the U.S. market, and applying for it is a breeze.

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Bank of America is a reputable name in the U.S. financial landscape, providing various accounts, money management services, and its range of credit cards.

The Bank of America card provides a $200 bonus for newcomers, requiring a minimum of $1,000 in purchases during the first 90 days.

As for rewards, the card offers an unlimited 1.5% cashback on all purchases, and the rewards do not expire.

For members enrolled in Bank of America’s Preferred Rewards program, cashback can elevate from 1.87% to 2.62% on every transaction.

You have multiple options for redeeming your rewards, including statement credits, bank deposits, or making purchases on platforms like Amazon.com or PayPal.

Apart from rewards, the card offers excellent everyday perks. You can make contactless payments using chip technology and enjoy a $0 liability assurance against fraud.

The BoA card typically starts with a minimum credit limit of $1,000, potentially rising to $20,000 based on your financial assessment by the bank.

You can earn a $200 online cash rewards bonus if you spend at least $1,000 in the first three months after opening your BoA account.

This card comes with no annual fee and a 0% introductory APR for the first 15 months on both purchases and balance transfers. After this period, the standard APR ranges from 18.24% to 28.24%, with a 3% balance transfer fee for the first 60 days and 4% afterward.

To be eligible for BoA credit cards like this one, a FICO credit score of at least 670 is recommended, which is categorized as good to excellent.

You can conveniently apply for the Bank of America credit card through their online platforms.

Here are some additional key benefits:

  • Balance Connect for overdraft protection
  • Mobile Banking App for full management
  • Account alerts for transaction updates
  • Free FICO score monitoring access

This card makes managing your finances easy, featuring no annual fee and an introductory APR of 0% for the first 15 months.

This applies not only to the physical card but also to digital wallet solutions for those who prefer a more modern way to manage their finances.

Curious about another option?

If you’re in search of a card with even better terms, you might want to check out the SavorOne option from Capital One.

This card provides general cashback rewards of 1% and up to 3% in certain categories, and you can discover how to apply.

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