Discover the Steps to Apply for a Chase Freedom Unlimited Credit Card
Key Insights Before You Apply for the Chase Freedom Unlimited Credit Card
The Chase Freedom Unlimited Credit Card grants unlimited cashback rewards starting at 1.5% on every purchase made with the card!
Chase’s range of credit cards provides solid options supported by JPMorgan, with the Freedom Unlimited being a great entry point into the brand.
This card offers 1.5% cashback on all purchases, 3% at restaurants and pharmacies, and 5% on travel booked via Chase Travel.
Chase has no annual fee for this card and provides a 0% introductory APR for 15 months on purchases and balance transfers from the start.
Receive a $200 cash bonus after spending $500 in the first 3 months of opening your account with Chase, as long as you haven’t claimed a bonus for this card in the last 24 months.
A key advantage is that rewards do not expire, allowing you to redeem them anytime with no minimum, whether through direct deposits, statement credits, Amazon points, gift cards, or travel with Chase Travel.
You can start using the card right away after signing up, as Chase provides an instant digital version. If you think Chase has great perks, keep reading!
Eligibility Criteria
Getting approved for the Chase Freedom Unlimited might be challenging, as it requires a solid credit score.
To have a fair shot at approval, applicants usually need a FICO credit score of at least 700 for the Chase Freedom Unlimited.
The exact criteria for credit cards aimed at those with strong credit can vary, but these guidelines offer a helpful range of FICO scores to keep in mind.
Additionally, to qualify for the card, applicants must be legal residents of a North American country and at least 21 years old, which is essential for improving their chances of getting the Chase credit card.
Income is also crucial, as candidates must show an annual income that matches the required credit limit.
How to Apply for the Chase Freedom Unlimited Credit Card?
The online application process for the Chase Freedom Unlimited card is quite similar to that of other credit cards.
If you already have a Chase account, you can apply as a guest on their website, which might speed things up (though creating a new account takes about the same time).
No matter which method you choose, you’ll need to provide some personal information.
The application process may take a bit longer than usual, but it’s not overly complicated, especially since this card is designed for those with strong credit backgrounds.
During the application, you’ll be asked for various personal and income details, including your full name, address, parents’ names, social security number, phone number, employment details, and annual income.
Once you submit your application, there will be a waiting period while it is reviewed to check your eligibility for the card.
Additional Information
Chase provides excellent benefits, particularly in terms of services and protections, such as round-the-clock fraud monitoring, extended warranty coverage, and zero liability for unauthorized charges.
You’ll also benefit from trip cancellation and interruption insurance, up to $1,500 per person and $6,000 per trip, along with Benefit Administrator assistance for medical and legal guidance.
Credit Journey keeps an eye on your credit score, offering insights and security features.
Chase customers can take advantage of perks with partners like Lyft, Doordash, and Instacart+.
In case of issues, Chase provides multiple ways to contact and support customers.
However, all requests are subject to the bank’s availability, even if the customer fulfills all the necessary criteria for the card.
Looking for another option?
The Wells Fargo Active Cash credit card offers a generous 2% cashback on all eligible purchases, with no limits.
If the Wells Fargo card appeals to you because of its features, find out more about applying here.
