Top Credit Cards Offering Limits of $5,000

"If you find yourself needing more flexibility during the day, there are some fantastic high-limit credit card choices available. Take a look!"

If you’re looking for a sturdy credit card to meet high daily expenses, explore a curated selection of top options starting at $5,000. Check out the best-rated cards available now.

1. Capital One Venture Rewards

The Capital One Venture Rewards card is an all-encompassing credit solution with a minimum credit limit of $5,000, catering to even the most demanding daily needs in the American market.

This new offer provides unlimited 2x miles on every dollar spent, no matter the category. Plus, earn 5x miles when reserving hotels and car rentals through Capital One Travel.

With an annual fee of $95, this card has no foreign transaction charges and offers a variable APR between 19.99% and 29.99%.

The card features flexible ways to redeem your miles, whether for cash or travel tickets.

You also benefit from up to $100 in credit for expedited services with Global Entry or TSA PreCheck at airports.

This card offers numerous benefits, including premium accommodations, travel bookings, culinary experiences, and exclusive events for Capital One Rewards customers in 2024.

Given its premium status, this card comes with high income criteria and requires an excellent credit score, making approvals quite selective. Here’s how to apply.

SEE HOW TO APPLY

2. American Express Green Credit Card

American Express is a highly regarded name both in the U.S. and globally. The Green Card typically offers limits around $5,000, but the brand does not specify a minimum.

Upon obtaining the card, you can receive a bonus of 40,000 membership points after spending at least $3,000 within the first 6 months.

When it comes to rewards, you can earn 3x points in these categories:

Travel expenses like hotels, taxis, and restaurants.

For all other categories, you’ll earn 1x points.

This card boasts premium features like the Send & Split service for easy money transfers and the Plan It feature, which lets you manage monthly purchases of $100 or more for a fixed fee.

Being a card with high eligibility requirements, it comes with stricter application criteria, and you can learn how to apply.

SEE HOW TO APPLY

3. Amex Blue Cash Preferred Card

The American Express Blue Cash Preferred is a fantastic credit card option that provides amazing benefits from a leading brand in the industry.

This card offers various cashback rates based on the purchase category, detailed as follows:

Up to 6% cash back at U.S. supermarkets
Up to 6% on streaming services
Up to 3% on public transit
Up to 3% at gas stations
1% on everything else

The card includes additional benefits for everyday needs, like the Disney Bundle credit of up to $84, the Send & Split service, and multiple redemption methods.

This card has more favorable terms than other Amex options, and you can see how to apply.

SEE HOW TO APPLY

4. Chase Sapphire Preferred Credit Card

The Chase Sapphire Preferred is often regarded as one of the top credit cards according to various market analysis firms in the U.S.

The credit limit begins at $5,000, carefully assessing each customer’s financial situation. Once you receive the card, you can earn 60,000 bonus points by spending at least $4,000 within the first 3 months.

You can earn 3x points for dining and 2x points for travel, plus 5x points for travel booked through Chase Travel.

The card also provides 3x points on online grocery shopping and streaming services. With Ultimate Rewards, the value never expires, along with the option for Chase Pay Over Time.

However, it has stricter eligibility criteria, such as requiring a strong credit score and a high income. Discover how to apply.

Check out other options:

CREDIT CARDS UP TO $1,000

CREDIT CARDS UP TO $2,000