Top Credit Cards Offering Limits up to $2,000
"For those in search of a practical credit card for daily spending, starting with a credit limit of $2,000, take a look at these recommendations!
Credit cards with limits around $2,000 are perfect for managing finances effectively, enabling you to handle medium-sized expenses during the day. Explore 5 different options available to you:
1. Chase Freedom Unlimited Credit Card
Chase is widely recognized as one of the leading financial institutions in the U.S. The Unlimited Credit Card offers a starting limit of $500, potentially increasing to $2,000 if you meet the necessary criteria.
CREDIT CARD
Chase Freedom Unlimited
The credit limits start at $500. If you’re interested in applying for this card, check out the application process below.
SEE HOW TO APPLY * You will be directed to an external websiteWhen it comes to rewards, new users can enjoy an extra 1.5% cashback, resulting in 6.5% cashback on Chase Travel purchases, 4.5% at eateries, and 3.0% on everything else.
With no annual fee, you could earn up to $300 in cashback during your first year as a sign-up bonus. The cashback rewards don’t expire, and you can redeem them in various ways, including cash, Amazon points, gift cards, or travel bookings through Chase.
To qualify for this card, you need a credit score classified as good to excellent, and you can discover how to apply directly.
2. Citi Double Cash Credit Card
The Citi Double Cash is regarded as one of the top choices for 2024, based on numerous reviews, featuring a credit limit beginning at $500 and possibly reaching $2,000 in the U.S.
This card provides 2% cashback: 1% at the time of purchase and another 1% when you pay your bill, with no upper limits and various options for redeeming your rewards.
CREDIT CARD
Citi Double Cash
The credit limits start at $500. If you’re interested in applying for this card, check out the application process below.
SEE HOW TO APPLY * You will be directed to an external websiteCiti also provides special rates for select categories, offering 5% cashback on hotel and car rental bookings. When you receive the card, you’ll earn at least $200 in cashback by spending $1,500 within the first 6 months.
This card is highly dependable for daily use, featuring round-the-clock customer support, seamless integration with digital wallets, fraud protection, and various entertainment perks.
This makes the card an attractive option for customers, and you can see how to apply.
3. Explore Discover It Cashback
According to Nerdwallet and Forbes, the Discover It card stands out as a top choice among credit cards. Initial credit lines can start at $500, but it’s common to see limits around $2,000.
CREDIT CARD
Discover It Cashback
Starting credit limits are $500. If you’re eager to find out how to apply for this card, check the details below.
DISCOVER HOW TO APPLY * You will be directed to an external websiteThis card comes with no annual fee and features a 5% cashback on select categories that change every three months, aligning with Discover’s calendar.
Categories eligible for cashback include dining, fuel, and streaming services. For all other transactions, you earn an unlimited 1% cashback, giving you great flexibility for redemption.
Moreover, Discover offers a cashback match in your first year. This means you’ll double your cashback earnings, with no limits.
You also have the option to personalize your credit card’s design, and it generally requires a good to excellent credit score. Find out how to apply.
4. U.S. Bank Platinum Credit Card
The Visa Platinum from US Bank is appealing due to its $0 annual fee and an introductory APR that lasts for 21 billing cycles, which is one of the longest offers you can find.
This card provides tools for credit building, including score monitoring and the flexible payment option known as US Bank ExtendPay.
CREDIT CARD
US Bank Platinum
Starting credit limits are $500. If you’re eager to find out how to apply for this card, check the details below.
DISCOVER HOW TO APPLY * You will be directed to an external websiteAdditional perks include automatic payments, ID Navigator powered by NortonLifeLock, and up to $600 in protection for your cell phone against damage and theft.
In recent years, this card has gained popularity, offering credit limits starting at $500 and potentially reaching $2,000 for those who qualify.
The requirements for the card align well with its benefits, which include a solid credit score and a reliable income. Discover how to apply.
5. Aeroplan Credit Card
Though primarily aimed at Canada, the Air Canada Aeroplan card is regarded as one of the top picks for 2024, even by Forbes.
CREDIT CARD
Aeroplan Credit Card
The credit limits start at $2,000. If you’re keen to learn how to apply for this card, check the details below.
SEE HOW TO APPLY * You will be directed to an external websiteThis is due to Chase providing the card to the U.S. market, utilizing the Mastercard network and offering exclusive perks, including up to 70,000 bonus points for spending at least $3,000 in the first three months.
For rewards, you get 3x points on groceries, restaurants, and travel, as well as 1x points on all other eligible purchases.
You also enjoy exclusive perks when buying tickets with Air Canada, and the credit limit starts at $2,000. Discover how to apply.
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