Discover the Process for Applying to the American Express Blue Preferred Card
The American Express Blue Preferred Card presents a well-rounded option packed with unique perks, all while embracing the rich heritage of Amex rewards!
Essential Insights Before You Apply for the American Express Blue Preferred Card
The Blue Preferred credit card grants you 6% cashback at supermarkets and on subscriptions to streaming services.
With the Blue Preferred, you earn 1% cash back on all eligible purchases, with added benefits for certain categories, like:
- 3% on fuel purchases in the USA
- 3% on parking, tolls, taxis, etc.
- 6% on streaming subscriptions
- 6% at supermarkets up to $6,000
The starting limit for the Blue Preferred Card typically begins at $1,000, which can be adjusted based on the customer’s requirements.
New applicants can receive a $300 cashback bonus after spending $3,000 within the first three months. The first year has no annual fee, but a $95 fee applies from the second year onwards.
Additionally, there’s a 0% APR introductory offer for the first 12 months on balance transfers and purchases.
After this period, variable APR rates range from 19.24% to 29.99% for purchases. Amex provides the Pay It feature to easily settle small bills monthly while earning rewards.
Moreover, the Plan It service allows you to divide purchases of $100 or more into fixed monthly payments. If having an Amex Blue Preferred is your goal, keep reading.
Who is Eligible to Apply?
The Blue Cash Preferred Card offers more flexibility compared to other Amex products, which mainly focus on premium personal and business cards.
However, Amex does set certain basic requirements, such as being a legal U.S. citizen, at least 18 years old, and having a verifiable source of income.
A strong credit history is essential for card approval. Thus, applicants agree to let Amex perform a credit check, ideally with a favorable rating, and review their credit history.
While prior experience with Amex isn’t required, applicants with negative histories with the brand on other cards are unlikely to be approved for the Blue Cash card.
It’s important to realize that even if you meet all application criteria, approval still depends on the brand’s availability.
How to Apply for the American Express Blue Preferred Card?
American Express offers a simple online application process for its credit card via a straightforward form on their website.
Having an existing Amex account isn’t required, but logging in can help make the data entry much easier.
When you click on the “Apply Now” button, you’ll be taken to the Blue Card application page, where personal details like your name, birth date, email, and address are needed.
You’ll also need to provide information such as your social security number, income, expenses, and details about your income sources including job status, military service, or retirement.
After you submit your application, Amex conducts a comprehensive credit check to assess your profile and will inform you of their decision.
The American Express website features a chat option that lets customers ask questions and get assistance directly.
Ensuring all your information is accurate is crucial to avoid delays and the need for resubmitting any documents to American Express.
Additional Information
The Send & Split feature allows cardholders to easily share bills with friends via the Amex app, along with various exclusive offers for events.
This card can give you up to $84 back each year after spending $9.99 on a Disney Bundle, plus $10 monthly credits for Equinox+ services.
Moreover, it provides extra perks like rental car coverage, a Global Assist hotline, dispute resolution services, and full online account management.
Interested in exploring another option?
Amex provides additional options, including the Gold Card, which offers 4x points and a special bonus of 60,000 points for newcomers.
While the terms may be alike, the Gold Card boasts distinct features, and you can find out how to apply.
