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Wells Fargo Autograph Credit Card: Earn 3x Points on Diverse Purchases Plus a 20,000 Points Bonus

The Wells Fargo Autograph is touted by the company as one of its top credit cards, providing 3x unlimited points across various categories.

New cardholders can also enjoy a bonus of 20,000 points, and you can find out how to apply.

Looking for More?

Wells Fargo is a diverse financial services provider, offering online banking and account benefits for both individuals and businesses.

One of the major perks of this card is that it charges no annual fee while still providing ample rewards for users.

Cardholders can earn 3x unlimited points in categories like transit, streaming, phone plans, travel, dining, and fuel.

The Wells Fargo card was recognized in 2024 by The Ascent as the top gas credit card, a title also awarded by The Wall Street Journal.

With the Visa Signature brand, you get 24/7 concierge services, including access to tickets for events and making restaurant reservations.

The Visa Signature Hotel Collection provides exclusive benefits for hotel bookings and other accommodations worldwide.

The minimum limit for the Autograph card is $1,000, which can be increased based on the cardholder’s profile.

Yes, new users can earn a welcome bonus of 20,000 points after spending at least $1,000 in the first 3 months.

There are no annual fees or foreign transaction fees, plus a 0% introductory APR for the first 12 months.

To qualify for the card, applicants typically need a good to excellent credit score, as assessed by Wells Fargo.

Absolutely, the entire application process can be completed online via Wells Fargo’s digital platform.

This card includes a variety of extra perks designed to elevate the credit experience for its holders, such as:

  • Cell phone coverage for theft or damage
  • Emergency travel assistance services
  • 24/7 roadside assistance
  • Exclusive Wells Fargo deals on purchases
  • No liability for unauthorized purchases

Wells Fargo also waives foreign transaction fees and provides credit monitoring services to help you stay updated on your score and offers tips for improvement.

The Wells Fargo Autograph card is designed for secure everyday purchases with ease.

Its lack of fees, particularly maintenance charges, enhances its appeal for the American consumer.

Interested in another choice?

While the Autograph offers solid management, there are credit cards with more advanced perks, especially for international travel, such as the United Club Infinite Card.

This card provides exclusive benefits for flights with United Airlines and others. Check out how to apply.

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