Discover the Process of Applying for Chase’s Prime Visa Rewards

Key Insights Before You Apply for Chase’s Prime Visa Rewards

The Chase card brings special perks with Amazon.com and diverse rewards, offering 1% cash back on all purchases and up to 5% on Amazon-related services!

This card, endorsed by Amazon, is issued by Chase Bank, a well-respected financial institution in the U.S.

The Prime Visa offers unique benefits tailored to specific brands, along with the Visa Signature endorsement.

With the Prime Visa, there’s no annual credit card fee, plus a rewarding points system to motivate cardholders.

Here’s how the rewards structure works:

• 1% on all eligible purchases;
• 2% on gas, restaurants, and commuting;
• 5% on Amazon services like Amazon.com and Whole Foods;
• 5% on Chase Travel purchases.

To qualify for the 5% perks, you must maintain an active Prime membership. Plus, there are no foreign transaction fees with this card.

Prime Visa holders can expect APR rates between 19.49% and 27.49%.

Additionally, when you get the card, a $100 Amazon gift card will be credited directly to your Amazon account.

If these benefits resonate with your lifestyle, keep reading for more insights.

Who is Eligible to Apply?

Chase’s eligibility requirements for the Prime Visa are quite clear compared to more niche credit card options.

While a Prime membership is not essential, having an Amazon account is required, even if you do not subscribe to Prime.

In addition, applicants must either be U.S. citizens or hold a valid work visa, and they need to be at least 18 years old.

You will need to demonstrate verifiable income and maintain a solid credit score, ideally above 670 on the FICO scale.

How to Apply for the Prime Visa Rewards from Chase?

Chase does not require you to be a current customer of their banking services; you can start your application right on their website.

To start your credit card application, head to the Chase Bank website and click on the green ‘Apply Now’ button.

After clicking, you will be redirected to the Amazon page, where you’ll need to log in using your credentials, regardless of your Prime membership status.

For verification, you will first need to confirm your identity using your phone number.

Once you confirm your phone number through a text message, you will be asked to enter personal information such as your full name, address, zip code, and email.

You will also have to provide financial details including your income type, any rent or mortgage payments, and your annual income.

Your Social Security number and answers to security questions will be necessary to protect your account.

Throughout the application, Chase and Amazon may ask for documents such as proof of identity, residency, and banking statements.

If you have any questions, don’t hesitate to contact both Amazon and Chase Bank for help.

Additional Information

To start with, the card supports contactless payments and works seamlessly with major digital wallets.

You can easily redeem rewards when shopping on Amazon.com, as well as earn cash back, gift cards, and travel rewards on Chase.com.

The card offers a variety of perks for travel and purchases, including:

• Extended warranty coverage
• 120-day purchase protection against theft or damage up to $500
• Insurance for baggage delays over 6 hours, up to $100 daily
• No liability for unauthorized purchases
• Travel accident insurance for various transport modes
• Reimbursement for lost baggage up to $3,000 per traveler
• Collision damage waiver for eligible rentals

This card is quite handy for daily use, presenting minimal hassles or worries.

Interested in another option?

If you’re searching for a different credit card, consider the U.S. Bank Cash+, a Visa Signature card that provides 5% cash back across various categories.

The application requirements are similar to standard practices in the U.S. market, and you can find out how to apply.

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