Wells Fargo Reflect Card: Enjoy No Annual Fee and a 0% Intro APR for 21 Months

The Wells Fargo Reflect is a Visa credit card that provides excellent value for daily spending, featuring an introductory APR of 0% for 21 months and no annual fee.

Having received numerous accolades as one of the leading zero-fee cards, the Reflect is designed with appealing terms for American consumers. Here’s how to apply.

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Wells Fargo has been a fixture in the financial services sector for over 170 years, evolving continuously to cater to the needs of the American market.

The company provides a variety of credit card options that cater to different user needs.

The primary advantage of the Wells Fargo Reflect is the 0% introductory APR lasting 21 months from the account creation date. Additionally, balance transfers enjoy the same introductory rate for 120 days after opening the account.

This card also includes everyday perks, such as cell phone protection up to $600 against theft, damage, or loss, with a deductible of $25 for claims.

Roadside Dispatch provides 24/7 emergency roadside assistance. This service package includes locksmith help, towing, and various support options for tough situations far from home.

The credit card has an initial limit in the range of $1,000, offering a value suitable for more common day-to-day use.

This Wells Fargo card does not come with a welcome bonus, which is reserved for other lines of the bank.

The Reflect has no monthly maintenance fee, with other costs of 5% for each balance transfer after the introductory period and interest rates of 18.24%, 24.74%, or 29.99%.

To qualify for the card, you need to have a credit score ranging from good to excellent, which is essential for this type of credit line.

Yes, you can apply directly through Wells Fargo’s online channels with security and reliability.

The My Wells Fargo Deals program offers personalized shopping experiences, including cashback rewards on purchases for services like dining and entertainment.

This applies whenever you use your eligible Wells Fargo Reflect.

The Visa logo ensures widespread acceptance, backed by the reliability and support of the global company.

The Reflect includes Credit Close-UP, which monitors your FICO score and offers guidance on improving it. This service is free for Wells Fargo customers.

This card excels at managing your finances in a more connected and healthier way.